Ontario-licensed advisor · Ottawa
Zoho Financial · Ottawa, Ontario

Compare insurance with confidence. Protect what matters.

Super Visa and visitors insurance, plus life, critical illness and travel protection. Explore your options with Harpreet Singh, DBA, MBA — a financial advisor focused on clear, personalized guidance.

Ontario licensed10+ years' experienceEnglish · Hindi · Punjabi · Urdu
Super Visa Insurance QuotesCompare available plans for parents and grandparents
Quote form
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Compare Super Visa coverage

If the live calculator does not appear, call 613-261-0645 or book an introduction.

Quotes depend on age, benefits, deductible and eligibility. No policy issued until confirmed.Need help?
Insurance Solutions

Protection for every stage of life

Start with the insurance you need. Compare available coverage or speak with Harpreet Singh about a policy that fits your situation.

Visitors to Canada

Medical coverage options for visitors, tourists, returning Canadians and other eligible travellers.

Explore Visitors Insurance

Life Insurance

Explore term and permanent life coverage to protect dependants, financial obligations and estate planning goals.

Explore Life Insurance

Critical Illness

A lump-sum benefit on diagnosis of a covered condition, subject to the policy's definitions and exclusions.

Explore Critical Illness

Travel Insurance

Understand emergency medical coverage, trip-related risks and exclusions before your next journey.

Explore Travel Insurance
More options

Students, Term & Whole Life

International student medical coverage and tailored term or whole life insurance reviews are also available.

Explore Student Insurance
Simple process

From questions to coverage, clearly

Understand the options, compare relevant benefits and know what you are buying before making a decision.

01

Share a few details

For Super Visa insurance, start with the quote form. Your age, travel dates and coverage selections affect available options.

02

Review the differences

Compare premium, deductibles, exclusions, pre-existing condition provisions and payment terms—not price alone.

03

Choose your next step

Continue through an eligible insurer's application flow or book a consultation with Harpreet Singh.

Super Visa essentials

What does Super Visa insurance require?

Under current IRCC rules, eligible Super Visa insurance generally requires at least $100,000 in emergency coverage, validity for at least one year from entry, and coverage for health care, hospitalization and repatriation. Qualifying insurance may be paid in full or in instalments with a deposit.

Read IRCC Requirements ↗

$100,000 minimum coverage

IRCC requires a minimum amount of emergency medical coverage. Higher limits may be available and should be evaluated separately.

Review medical conditions

Pre-existing-condition definitions and stability periods can affect eligibility and claims. Compare the policy wording carefully.

Confirm payment eligibility

Instalments may be accepted when the policy meets IRCC requirements; not every advertised monthly arrangement necessarily qualifies.

Source: Immigration, Refugees and Citizenship Canada — Super Visa forms and documents. Rules and insurer terms can change.

Meet Your Advisor
Harpreet Singh, Zoho Financial
Harpreet Singh, DBA, MBA
Founder, Zoho Financial · Financial Advisor & Planner

Personal guidance, long-term thinking.

Harpreet founded Zoho Financial to help business owners, startup founders and families make informed financial decisions. His approach focuses on understanding your goals, simplifying complex choices and creating actionable plans—not one-size-fits-all recommendations.

Office880 Lady Ellen Place, Suite 200
Ottawa, ON K1Z 5L9
LanguagesEnglish · Hindi · Punjabi · Urdu
Service areaOttawa · Licensed in Ontario
Answers before you apply

Frequently asked insurance questions

How much Super Visa insurance is required in Canada?

IRCC requires a health insurance policy providing at least $100,000 in emergency coverage, valid for at least one year from entry, including health care, hospitalization and repatriation. Other policy requirements also apply.

Can Super Visa insurance be paid monthly?

IRCC accepts qualifying policies paid in full or in instalments with a deposit. An individual insurer's payment arrangement must satisfy all applicable IRCC requirements; a quote alone is not proof of insurance.

What affects the cost of visitors insurance?

Premiums generally depend on age, medical history or eligibility, duration, coverage amount, deductible and policy features. The lowest premium may not provide the most suitable protection.

Is term life insurance different from whole life?

Term insurance provides coverage for a specified period if premiums are paid; whole life insurance is designed for lifelong coverage and may have cash values, subject to contract terms.

How does critical illness insurance pay benefits?

Qualifying critical illness policies generally pay a lump-sum benefit if an insured condition meets the contract definition and any survival or waiting requirements are satisfied. Benefits and exclusions differ by policy.

Can I speak with an advisor instead of using an online quote?

Yes. Call Harpreet Singh at 613-261-0645, email Financial@zoho.ca, or book a consultation online to discuss your situation.

Need help choosing?

Start with a quote. Continue with confidence.

Compare plans online or talk through the details with Harpreet Singh.